Tag: applying for a loan

  • VA Loan FAQ for Military Homebuyers (& Military Spouses!)

    Did you know that active-duty and veteran military buyers may be eligible for home loans with little (or no) money down, low (or no) closing costs, and competitive interest rates—all while paying no monthly mortgage insurance? Read our VA loan FAQ to learn more!

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  • How to Find Your Dream Home in 10 Days

    You’ve probably heard of the movie, How to Lose a Guy in 10 Days. Watching that film had us thinking…what else can be done in a 10-day time period? How about finding your next home? It’s possible! We’ve broken down the process day by day to show you how. Day 1: Budget   Wake up, […]

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  • The Benefits of Pre-qualifying for a Mortgage

    Before you get too caught up in the excitement of researching neighborhoods, pinning down your wish list and clicking your way through your local MLS site, you might want to consider taking this simple, time-saving, disappointment-preventing step: pre-qualifying for a mortgage. In this article, we outline all the benefits of this important step.

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  • Mortgage Infographic: Get Your Credit Ready Before You Apply

    Looking to buy a new home soon? We’ve created a handy mortgage infographic to help you understand some of the factors that affect your credit score and the ways you can improve your score—an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify for and what rate lenders will offer you, so it’s best to make it a priority as soon as possible in your home search.

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  • How to Shop for a Mortgage Without Hurting Your Credit (Much)

    Wondering how to shop for a mortgage without hurting your credit? It’s a valid concern, but don’t worry. From narrowing down your lending options to paying down your credit cards, we’ve rounded up some tips to help you protect your credit score while scoring the home of your dreams! Read more.

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  • Ways to Jumpstart Your House Hunt Online

    Good news (and we could all use some right about now)! Not everyone can make it out to a sales center at the moment, but that doesn’t mean you have to put your home search on hold. Regardless of current circumstances, you can ramp up your house hunt right now, from the comfort of your […]

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  • What Credit Score Do I Need for a Mortgage?

    Wondering what credit score you need to qualify for a mortgage? You’d be wise to ask. Your credit score (also known as a FICO® score) is one of the most important elements of qualifying for a home loan—and helps lenders determine your interest rate in the event you do qualify. While there isn’t a strict […]

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  • 3 Steps to Moving Before the Holidays

    Summer is winding down, kids are back in school and that may mean you’re slipping out of vacation mode. Is setting a moving timeline back on your to-do list? If you’re ready to start touring model homes so you can find your dream home, you may want to be settled before the holiday season. (After […]

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  • 5 Things to Do Before You Contract on a New Home

    We recommend having a checklist of things to research and do in the days and weeks leading up to your home purchase. A few simple steps can help you feel prepared, well-informed and ready to sign that contract with confidence. 1.   Scope out neighborhoods If you’re moving within the same area of town, researching the […]

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  • Student Debt and Buying a Home

    Student debt is a hot topic these days, and little wonder: approximately 44.7 million Americans were paying back student loans as of 2017, according to the Federal Reserve Bank of New York (spreadsheet). If you’re one of them and have hopes of purchasing a home, the good news is that buying a home with student […]

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  • Home Buying Infographic: The Mortgage Process

    Whether you’re a first-time home buyer or it’s just been a few years since you last looked into home financing, this infographic is for you! It gives a very simple overview of the mortgage process from start to finish and, if you want to dive deeper, a link to get our Mortgage Quick-reference Guide. Knowing what […]

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  • Who can qualify for a VA loan?

    Zero money down.* Limited closing costs. No monthly mortgage insurance premiums. Borrower’s choice of a fixed-rate or adjustable-rate mortgage. Sounds nice, right? They’re all potential perks of financing your home with a VA loan, but you have to belong to a very particular subset of homebuyers in order to qualify for one. To assess your […]

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