Tag: homebuying basics
How Much are Closing Costs (and Who Pays Them)?
Read more: How Much are Closing Costs (and Who Pays Them)?Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? How much do they normally cost, why do they matter and who pays them? Read on to learn the basics of closing costs for new-construction and resale homes and how they…
A Guide to Our Free Homebuyer Guides
Read more: A Guide to Our Free Homebuyer GuidesAt Richmond American, we love helping new homebuyers attain the dream of homeownership. And with over 45 years in the industry, we’ve learned a thing or two about the process!
Infographic: What Homebuyers Need on Closing Day
Read more: Infographic: What Homebuyers Need on Closing DayWhether you’re a first-time homebuyer or a repeat buyer who’s a little fuzzy on closing day details, this infographic could help you prepare for a smoother experience when the big day arrives.
Factors that Affect the Cost of Homeowners Insurance
Read more: Factors that Affect the Cost of Homeowners InsuranceWhile it might not be the most fun part of buying a new home, securing a proper insurance policy for your investment will go a long way toward providing peace of mind and helping you to enjoy the parts of homeownership that are fun. Let’s explore some of the factors that may impact the cost…
Benefits of Buying a Quick Move-in Home
Read more: Benefits of Buying a Quick Move-in HomeWhat is a quick move-in home? A brand new home you can move into sooner! We break down the timeline and benefits of choosing to purchase a new home that is already under construction or near completion.
How to Choose Financing Options: A Mortgage Infographic
Read more: How to Choose Financing Options: A Mortgage InfographicBuying a home soon? Be sure to weigh your mortgage options! There are multiple loan types to choose from and it’s important to select one that fits your needs and situation. While your loan officer will be your best resource for this decision, this infographic and article can act as a simplified explanation of the…
Online Shopping Tips for Finding Your Dream Home
Read more: Online Shopping Tips for Finding Your Dream HomeThere was a time when buyers doing a real estate search turned to the newspaper to find their next home. No longer. With sites such as NewHomeSource.com, Zillow.com and Trulia.com, cyber shopping is the new norm in real estate. When it’s your turn to “move on,” we hope you follow these quick tips for finding…
Ready to Shop Policies? Use Our Home Insurance Checklist
Read more: Ready to Shop Policies? Use Our Home Insurance ChecklistYou’ve found your dream home—now it’s time to insure it! Selecting the right home insurance policy is important not only because it may be a condition of your home loan, but also because it can offer you and your family greater peace of mind. If the unexpected happens, homeowners insurance can provide coverage for losses…
What to Expect When Buying a New Home
Read more: What to Expect When Buying a New HomeBuying a new home can be one of life’s most rewarding experiences, but can also be a time filled with questions. From touring model homes to moving in and getting settled, make sure you choose a builder willing to provide personal care every step of the way. It’s important that you walk away with both…
Avoid Unwanted Calls with an Opt Out Request
Read more: Avoid Unwanted Calls with an Opt Out RequestNowadays, telemarketers are a fact of life. Anytime you apply for credit with a company, your information may be passed along and you’ll be bombarded with calls, emails and texts from a dozen other places promising special offers. So, what can you do about it? Make an opt out request!
Considering a Quick Move-in/Inventory Home? We Have a Guide for You!
Read more: Considering a Quick Move-in/Inventory Home? We Have a Guide for You!Homes that are under construction and available to close on a shorter timeline go by many names—move-in ready, spec and inventory home being a few of them—but we prefer to call them quick move-in homes. Regardless of the moniker, these homes can be excellent options for homebuyers looking to move sooner rather than later. If…
What Do New Homes Include?
Read more: What Do New Homes Include?Buying a new home is an exciting purchase! But do you know what’s included? It’s common for buyers to confuse a to-be-built “new construction home” with a “custom home.” However, there are distinct differences between the two that every informed buyer should know.
