This year’s house hunters may enjoy a significant boost to their buying power. Conforming loan limit maximums rose 7.42%, on average, potentially allowing buyers to borrow more toward their dream home. Combined with a continuing trend of low interest rates and our closing cost assistance offer, this increased credit access may motivate your clients to get off the fence and buy!
If your clients will apply for a mortgage soon, their credit health should be priority #1. After all, a homebuyer’s credit score can affect their desired price point, what types of loans they can qualify for, their lender options, buying timeline and other factors that can ultimately make or break a sale. But wait, you’re not a loan officer or financial advisor. How could you possibly help? Share our free guide! Homebuyers can download 8 Credit Score Management Tips. It’s filled with tools and helpful…
At Richmond American, we love helping members of the Armed Forces achieve the American Dream of homeownership. So, any time we can do that and help our agent friends better serve their customers, we’re doubly excited! Here are just a few ideas and resources you can use to supplement your own extensive local area knowledge and real estate industry experience as you help military relocators navigate their unique needs and find their footing in a new city. Share helpful articles about military moves. Military buyers,…
Your clients are probably looking to you for answers as they navigate today’s unique house hunting landscape. We’ve had your back since 1977 and we aren’t going anywhere. Explore the many ways we can help you guide your clients through their home search before you even get them to a sales center.
Loan limits in many counties across the country increased in 2020, giving homebuyers greater access to a variety of loan programs and potentially enabling them to borrow more toward their dream homes. While not all areas experienced increases, it’s worth checking to see if your sales turf got a boost.
Your clients want to sell their homes, but they also want to celebrate the season. As you’re likely aware, there’s a fine line when it comes to staging a house for the holidays. The key to home staging at any time of year is to create an attractive, clutter-free environment that prospective buyers will long to call their own. And although it’s okay for clients to show some holiday spirit in their living spaces, keeping seasonal décor classy and contained can help them score the…
Ever had a first-time homebuyer confused over closing costs? Prepping clients for these important figures can help ensure smooth sailing on closing day—not to mention a rock-solid client-agent relationship with the potential for extra referral business! Below you’ll find some quick basics you can go over with your clients. Even experienced homebuyers may not know everything that’s lumped into the category of closing costs, and might appreciate the extra clarification from their trusted real estate agent. What are closing costs? Closing costs, also called…
Clients shopping their mortgage options? Share our helpful infographic! This simplified starting point may clue them into a financing avenue they’ve overlooked—potentially boosting their buying power. Select each section of the infographic to read more about FHA loans, conventional or Jumbo loans, USDA loans or VA loans. Ultimately, the best resource for loan information is a loan officer, but your clients may appreciate a brief overview of the market’s most common home loan types. HomeAmerican Mortgage Corporation’s principal offices are located at 5775 DTC Boulevard,…
As all real estate professionals know, helping buyers find and close on their dream home is a team effort. One way we try to be a team player in your work with clients is by putting together handy homebuyer guides, chock full of tips for every stage of the process. Check out this infographic to see which guides you might find most useful for your client.
A new-home warranty offers obvious advantages for your clients—and some not-so-obvious opportunities for you! If you’re used to selling resale, you’ve seen that once your clients have the keys, they’re generally stuck with the bill if they have a home problem four or six months down the road. With a new home and all-new appliances, not only are buyers less likely to have a problem in the first place, but they also enjoy the peace of mind a home warranty and manufacturers’ warranties afford. Here…
