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Financing & Insuring

Financing & Insuring

Homeowner’s Insurance: Find Out What’s Covered

October 13, 2016

For many people, a home insurance policy is like a first aid kit: they know it’s a good thing to have, but they don’t open it up and poke around inside until they need it. Knowing what is and isn’t covered by your homeowner’s insurance, how much insurance you need to protect your property and what factors affect your premium could save you money—and prevent some unpleasant surprises. Whether you’re trying to find home insurance for the first time or just need a refresher, this…

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Financing & Insuring

What is an FHA Loan?

August 17, 2016
Homeward FHA Loans

If you’re buying your first home, you’ve probably already heard that an FHA loan is THE loan for you. While it’s true that FHA-insured mortgages are an attractive option for many new buyers, it’s not the only option—and FHA loans are not just for first-time homebuyers! Check out our FHA FAQ below, then be sure to check out our articles about the other mortgage options on the market. How do I get a home loan from the Federal Housing Administration (FHA)? You don’t! The FHA…

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Financing & Insuring

Questions to Ask When Choosing an Insurance Agent

June 1, 2016

You’ve contracted on a new home and now it’s time to choose an insurance agent. After all, you want to protect your investment in the event of theft or a natural disaster (e.g., flood, fire). Plus, most lenders require homeowners to maintain insurance as a condition of the loan. Following are some important questions to ask during your selection process: How long have you/your company been in business? Although the number of years in business isn’t a guarantee that an agent or agency will be…

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Buying a Home, Financing & Insuring

The Benefits of Pre-qualifying for a Mortgage

April 19, 2016

If you’re about to begin your new home search, you may want to consider getting pre-qualified—or even pre-approved—for a home loan. Although pre-qualification isn’t a mandatory step on your journey to homeownership, it does offer several benefits. Following are just a few advantages of pre-qualifying for a mortgage before you begin your house hunt.   It helps to establish a budget. Not sure how much home you can afford? Getting pre-qualified for a home loan is a wonderful way to find out! Not to be…

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Financing & Insuring

A Simplified Guide to Mortgage Options

August 25, 2015

Buying a home soon? Be sure to weigh your mortgage options. Click on each loan type in the chart to see if it might fit your situation. Remember, this is just a simplified starting point. Multiple loan options may be available to you. Your best resource for loan shopping is your loan officer.   Please note: HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 200, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org),…

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