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FAQ

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Buying a Home

From the FAQ File: Deluxe Bath

July 29, 2020

Gourmet kitchens aren’t the only thing piquing our readers’ curiosity. In today’s issue of our multi-part FAQ series, we shed some light on another popular upgrade.  Q: What is a deluxe bath? Are all deluxe baths located in the master suite? A: A deluxe bath may vary by market, but typically includes a separate tub and shower, a water closet and double sinks. Some homes and communities may also include a jetted, oval or garden tub, a walk-in shower and upgraded surfaces, like granite countertops…

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Buying a Home

From the FAQ File: Interior Paint Colors, Appliances & Faucets

June 24, 2020

Curious about what goes into a Richmond American home? You’re not alone! Here are answers to some of our most frequently asked questions. In the future, we’ll post more questions and answers under the FAQ tag. Q: What brand of appliances does Richmond American use? A: GE is our national appliance vendor of choice. Contact your local Home Gallery to learn more about the specific product lines, finishes or features available for your particular home. Q: What interior paint do you use? A: Your Design…

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Financing & Insuring

How to Choose an Insurance Company

May 27, 2020

Homeowner’s insurance is a critical aspect of owning a home, but with so many options to choose from, selecting an insurance provider can be daunting. In addition to standard coverage, following are some helpful hints to consider when you choose an insurance provider. Coverage is the biggest factor to keep in mind when it comes to insurance. It’s important to research what situations a policy covers so you can compare apples to apples in terms of: Price The assistance you would receive in an emergency…

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Financing & Insuring

What Does Home Insurance Cover?

November 14, 2019

Insurance is a crucial part of being a homeowner. In fact, most mortgage lenders require that buyers carry a homeowner’s insurance policy. While policies may vary, there are certain items and events that are typically covered in many policies. Typically covered: Dwelling Coverage Dwelling coverage includes the actual structure of the home. This means walls, flooring, doors, etc. Other Structures This protects structures not physically attached to your home such as an unattached garage or shed. Personal Liability Homeowner’s insurance covers the physical home, but…

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Buying a Home

Cost Comparison: Rent or Buy

August 30, 2018
Couple calculating finances

There are many benefits to being a homeowner. From a purely financial perspective, there are tools to help determine the cost of renting versus buying a home. Comparing the cost of renting to buying usually depends on key factors, such as budgeted monthly rent, target home price, the length of time you plan to live in the home and what your mortgage rate would be. Estimating these values can help determine if buying is financially advantageous. In addition to the actual buying costs, it is…

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