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rent or buy

Buying a Home

What to Know When Moving From an Apartment to a House

October 13, 2017
New homeowner gazing out the window

Buying your first home is an exciting event! If you’ve been renting an apartment for years, there are a few things you should know when you make the transition to homeownership. Be sure to keep these simple facts and tips in mind as you embark on this next chapter in your life. Performing general maintenance When you buy a brand-new home, it’s not likely you will be making huge repairs or renovating on the weekends, but there are still maintenance tasks you will need to…

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Buying a Home, Financing & Insuring

5 Signs You’re Ready to Buy a New Home Now

November 8, 2016
Couple holding keys to new home

Think you may be ready to write your last rent check or upgrade to that larger home you’ve had your eye on? Following are five signs that could indicate that now is the right time for you to buy a new home.   You have good credit. Your credit score can affect your ability to get approved for a mortgage and impact your interest rate. Generally, the higher the score, the better the rate. So, if you want to qualify for lower monthly payments, it’s…

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Buying a Home

A Guide to Our Free Homebuyer Guides

July 26, 2016
Image of several guides for homebuyers

At Richmond American, we love helping new homebuyers attain the dream of homeownership. And with nearly 40 years in the industry, we’ve learned a thing or two about the process! Perhaps you’re just beginning your house hunt, or maybe you’ve already decided on a floor plan and community. Regardless of your stage in the homebuying process, we have compiled worksheets, tools and checklists to assist you along the way. Check out (and download!) our series of FREE guides, designed to help homebuyers stay organized, informed…

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Buying a Home

Why Buy a Winter Home?

November 28, 2014

Whether you consider yourself a winter visitor, sunseeker or proud snowbird, if you head south for the winter, you’ll need a home away from home for weeks or months at a time. RVing and renting may be popular choices, but there are significant advantages to buying a vacation home of your own. RVing If you’re an impulsive traveler, especially one who loves the outdoors, you may be drawn to RV living. Any continental destination is just a road trip away and, with a minimum of…

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Buying a Home

5 Reasons to Become a Homeowner

October 3, 2014
buying a beautiful house

Thinking about buying a new home? Not quite sure you’re ready to commit? It’s perfectly normal to have cold feet—especially if you’re a first-time buyer. Homeownership is a big step, both emotionally and financially. But, like many other major life events, owning your own home can be an incredibly rewarding experience. And the more you learn about the process, the more comfortable you’ll become with the idea of being a homeowner. You can start by familiarizing yourself with the many benefits of homeownership. Here are…

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