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rent or buy

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Buying a Home

What to Know: Moving From an Apartment to a House

October 11, 2019
New homeowner gazing out the window

Buying your first home is an exciting event! If you’ve been renting an apartment for years, there are a few things you should know when you make the transition to homeownership. Be sure to keep these simple facts and tips in mind as you embark on this next chapter in your life. Performing general maintenance When you buy a brand-new home, it’s not likely you will be making huge repairs or renovating on the weekends, but there are still maintenance tasks you will need to…

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Buying a Home

5 Reasons to Become a Homeowner

September 20, 2019
buying a beautiful house

Thinking about buying a new home? Not quite sure you’re ready to commit? It’s perfectly normal to have cold feet—especially if you’re a first-time buyer. Homeownership is a big step, both emotionally and financially. But, like many other major life events, owning your own home can be an incredibly rewarding experience. And the more you learn about the process, the more comfortable you’ll become with the idea of being a homeowner. You can start by familiarizing yourself with the many benefits of homeownership. Here are…

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Buying a Home

5 Reasons Buyers Wish They’d Stopped Renting Sooner

April 3, 2019

On the fence about whether to renew your lease or start searching for a home of your very own? Deciding whether to rent or buy is a common dilemma among house hunters. Fortunately, you’re in a unique position to learn from the experiences of others. Following are just a few of the reasons why many homebuyers wish they’d written their final rent checks a little sooner: Reduced cost. Depending on your circumstances, it may be cheaper to buy a home than to rent one. Landlords…

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Buying a Home

A Guide to Our Free Homebuyer Guides

January 18, 2019
Image of several guides for homebuyers

At Richmond American, we love helping new homebuyers attain the dream of homeownership. And with nearly 40 years in the industry, we’ve learned a thing or two about the process! Perhaps you’re just beginning your house hunt, or maybe you’ve already decided on a floor plan and community. Regardless of your stage in the homebuying process, we have compiled worksheets, tools and checklists to assist you along the way. Check out (and download!) our series of FREE guides, designed to help homebuyers stay organized, informed…

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Financing & Insuring

How to Use a Mortgage Calculator

January 9, 2019

Mortgage calculators are an underappreciated example of how the web has made home shopping easier, smarter and flashier. OK, maybe not flashier, but definitely easier and smarter, as they can provide quick insights into whether you’re able to afford a mortgage, and if so, what you’ll want or need for a down payment, monthly payment, etc. Check your borrower profile below to see which mortgage calculators you might find useful. Keep in mind, however, that while these will give you good ballpark figures, they won’t…

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