A VA home loan is a mortgage loan guaranteed by the Department of Veterans Affairs. It was designed to help the men and women of the U.S. armed forces buy, refinance or improve their homes. Because VA mortgages are backed by the government, the risk to lenders is low—allowing them to offer VA loan rates that are generally more favorable than conventional loan rates. Other benefits of VA loans may include: Purchasing a home with no down payment, subject to VA guidelines in your area.…
There are many reasons why buyers prefer to move into a just-opened neighborhood—for example, a greater variety of homesites and floor plan selections, plus the option to build from the ground up. But there are also perks to buying in a closeout or “final opportunity” community. Let’s check out some compelling reasons. Less construction Some buyers love watching a community come to life around them. The anticipation of new neighbors’ homes taking shape around the block. The satisfaction of claiming a prime homesite in the…
Afraid you’ve missed the best rates? Good news: They’re still great! You’ve probably heard that mortgage rates are on the rise—and may climb higher soon. That doesn’t mean that now isn’t a smart time to buy. See how this year’s rates stack up against historical averages. The takeaway: Minor rate fluctuations don’t have to be the deciding factor in a new home purchase. Concentrating on factors you can control (your savings, your credit score, your employment record) may help more than waiting for a lower…
Do you have a dinner party on the calendar and no clue what to make? You’ve come to the right place! We’ve collected some of the best recipes for appetizers, main courses and desserts, so you can put together a memorable menu that will have everyone asking for seconds. Appealing appetizers Creamy carrot soup Put a delectable spin on this fall favorite with a unique addition—ranch whipped cream! Trust us, this flavorful comfort food and zesty topping will garner rave reviews. Gruyere-mushroom bites These puff-pastry…
Halloween is days away. Are your little ones prepared for a night of fun (and let’s face it, excess sugar)? If you put the costume hunt off too long and the store shelves are bare, have no fear! We’ve come to the rescue with last-minute DIY Halloween costumes you can put together at home in a flash. Magician Have a boy’s suit sitting around from a family member’s wedding? All you need is a red cape and poof…instant magician. MarthaStewart.com recommends attaching two pieces of…
