Browsing Tag

housing market

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Selling a Home

When to Put Your Home on the Market

March 19, 2014

Is it the best time to sell your home? Not sure if it’s the right time? There are pros and cons to selling your home and moving during every season of the year. Here’s a quick look at what you can expect throughout the year. SPRING Pros: Spring is selling season in the housing industry. A lot of buyers are in the market and you can expect more traffic than many other times of year. With grass greening and flowers blooming, it’s also a great…

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Financing & Insuring

Finding the Right Mortgage for You in 2014

January 3, 2014

If you haven’t been paying attention to mortgage news in the past year, you should know there have been some changes. Homebuyers looking to apply for a home loan in 2014 will face different options and challenges than buyers had in previous years. Do you still qualify for an FHA loan? Benefits such as lower down payment and credit score requirements have drawn homebuyers to Federal Housing Administration insured mortgages (FHA loans) for years. However, as of January 1, 2014, FHA loan limits lowered across…

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Financing & Insuring

Still Time to Enjoy 2013 FHA Limits

December 16, 2013

Did you know that many FHA loan limits are lowering in 2014? The reduced limits will exclude a growing number of borrowers from FHA financing, depending on the county and the price point of the home. FHA Benefits You May Miss Out On If You Don’t Act Soon… Lower FHA down payment • Lower credit score requirement • Monetary gift from family can be used for entire down payment *DEADLINE* Steps must be taken and your loan secured by December 27, 2013. Contact HomeAmerican Mortgage…

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Buying a Home

Buying a Home in the Offseason

November 26, 2013

Psst… we’ll let you in on a little secret. There’s no such thing as an offseason when it comes to searching for your dream home. It all boils down to what makes a particular homebuying season the best time to buy for your circumstances. So if you’ve been itching to get out there and find your dream home right away, don’t wait because you’ve heard that the holiday season isn’t the best time to buy. You might find that conditions are just right. Read on…

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Buying a Home

September Housing Market Update

September 18, 2013

So much is happening in the world of real estate and homebuilding. If you haven’t been keeping up with the current housing market, here are just a few of the topics under discussion now. Rates are rising Interest rates have been on the uptick recently, and there is debate as to what is in store for the near future. In a recent story, CNN’s Steve Hargreaves reported that “while mortgage rates have been steadily rising for the last few months, they’re still at historically low…

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