Tag: homebuying basics
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How to Choose Financing Options: A Mortgage Infographic
Read more: How to Choose Financing Options: A Mortgage InfographicBuying a home soon? Be sure to weigh your mortgage options! There are multiple loan types to choose from and it’s important to select one that fits your needs and situation. While your loan officer will be your best resource for this decision, this infographic and article can act as a simplified explanation of the…
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Online Shopping Tips for Finding Your Dream Home
Read more: Online Shopping Tips for Finding Your Dream HomeThere was a time when buyers doing a real estate search turned to the newspaper to find their next home. No longer. With sites such as NewHomeSource.com, Zillow.com and Trulia.com, cyber shopping is the new norm in real estate. When it’s your turn to “move on,” we hope you follow these quick tips for finding…
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Ready to Shop Policies? Use Our Home Insurance Checklist
Read more: Ready to Shop Policies? Use Our Home Insurance ChecklistYou’ve found your dream home—now it’s time to insure it! Selecting the right home insurance policy is important not only because it may be a condition of your home loan, but also because it can offer you and your family greater peace of mind. If the unexpected happens, homeowners insurance can provide coverage for losses…
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What to Expect When Buying a New Home
Read more: What to Expect When Buying a New HomeBuying a new home can be one of life’s most rewarding experiences, but can also be a time filled with questions. From touring model homes to moving in and getting settled, make sure you choose a builder willing to provide personal care every step of the way. It’s important that you walk away with both…
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Avoid Unwanted Calls with an Opt Out Request
Read more: Avoid Unwanted Calls with an Opt Out RequestNowadays, telemarketers are a fact of life. Anytime you apply for credit with a company, your information may be passed along and you’ll be bombarded with calls, emails and texts from a dozen other places promising special offers. So, what can you do about it? Make an opt out request!
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Considering a Quick Move-in/Inventory Home? We Have a Guide for You!
Read more: Considering a Quick Move-in/Inventory Home? We Have a Guide for You!Homes that are under construction and available to close on a shorter timeline go by many names—move-in ready, spec and inventory home being a few of them—but we prefer to call them quick move-in homes. Regardless of the moniker, these homes can be excellent options for homebuyers looking to move sooner rather than later. If…
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What To Expect At A New Home Design Center
Read more: What To Expect At A New Home Design CenterBuilding a brand-new house means that you not only get to experience seeing your dream constructed from the ground up, but you also get to select the fixtures and finishes that will make your house feel like home. Learn what to expect when you visit a new home design center and meet with a professional…
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New Home vs. Resale Home: Homeowners Insurance Edition
Read more: New Home vs. Resale Home: Homeowners Insurance EditionWhen you’re ready to buy a home, one of the most important decisions to make is whether you want to buy a new home vs. resale. While buying a resale home may seem appealing, it is important to consider the possibility that you may end up paying a higher homeowners insurance premium based on the…
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What to Expect at Our Walk-through Appointments
Read more: What to Expect at Our Walk-through AppointmentsEvery homebuilder handles the construction process a little differently, so even if you’ve bought a new home before, you may be wondering what walk-through opportunities you’ll have with Richmond American. In this article, we’ll give you a general overview of the three main meetings you’ll have onsite after we’ve broken ground on your new home—plus…
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New Home Designs in Southern Pennsylvania
Read more: New Home Designs in Southern PennsylvaniaLocated near the Pennsylvania-Maryland border, the charming borough of Stewartstown affords residents an idyllic lifestyle offering equal parts excitement and tranquility. A must-see for house hunters in this region, the exciting neighborhood of Mayberry at Stewartstown has recently expanded its already impressive lineup of floor plans to include the popular Agate and Melody plans. Read…
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How to Manage Your Credit Score During the Holiday Season
Read more: How to Manage Your Credit Score During the Holiday SeasonThe holidays are a tempting time to splurge, but if you’re planning on purchasing a home in the near future, keep a close eye on your bills. ‘Tis the season for holiday spending, but the five tips below will help keep your credit score in great shape.
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What Are HOA Fees?
Read more: What Are HOA Fees?As more and more neighborhoods are built as planned communities with shared amenities, more and more homeowners are finding themselves part of a homeowner association (HOA). Membership in an HOA requires that you pay a fee, known as an HOA fee, usually monthly or yearly. These fees often go to common area maintenance and use…
